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Where Security Meets Strength

Report A Claim

Experiencing a loss can be overwhelming. We understand, and we’ll take the necessary steps to make processing your insurance claim simple and frustration-free. Just call your local Cross Insurance office and one of our insurance claims specialists will assist you with reporting your loss — working on your behalf to see that your insurance carrier processes your insurance claim both promptly and fairly, so you get the results you deserve.


Emergency Insurance Claims Processing

In emergency cases that involve bodily injury and/or severe property damage, call the number provided by your Cross Insurance agent. To avoid any delays, you should then call your insurance carrier direct with specific details of the incident.


Insurance Claims Checklists

Accidents often occur suddenly and without warning. But that doesn’t mean you can’t be prepared. Click on the links below to view our Insurance Claims Checklists of what to do in specific incidences. You should print out the ones that apply to your policies and keep them in an immediately accessible place.


Student Health Insurance Claim Form

For a student health insurance claim form, go to the College Health Insurance section of our website, then select the link to your college.



Cross Financial Corp., a Maine corporation headquartered in Bangor, Maine, operates a network of wholly-owned subsidiary insurance agencies with locations in Maine, New Hampshire, and Massachusetts. Each office is a separate legal entity, is separately managed and is independently operated as a wholly owned subsidiary of Cross Financial Corp., Bangor, Maine.
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