Cross Insurance has decades of experience servicing contractors big and small, giving us the complete understanding of construction contracts needed to help your company grow.   We deal only with the most trusted sureties, and have a proven record of placing bonds for contractors of all types and experience levels, those with financial difficulty, and even those dealing with hazardous waste.

Cross Insurance services the following Construction Bonds and more:

Bid Bonds  -  Provide financial assurance that a bid has been submitted in good faith and that the contractor intends to enter into the contract  at the price bid, and provide any required performance and payment bonds.

Performance Bonds  -  Protect the Obligee (owner of the job) from financial loss should the Principal (contractor)  fail to perform the contract in accordance with the terms and conditions of the contract documents.

Labor and Material Payment Bonds  -  Guarantee that subcontractors and suppliers will be paid by for labor and materials associated with the bonded project.

Maintenance Bonds  -  Guarantee to the Obligee that any defective workmanship will be corrected within a specified period.

Subdivision bonds  -  Guarantee to a city, county, or state that the principal will finance and construct certain improvements such as streets, sidewalks, curbs, gutters, sewers, and drainage systems.



Visit our Request a Quote page to receive a free quote and more information on how to secure a Construction or Commercial Bond



The commercial surety market includes various types of bonds that do not fit within the classification of contract.  They are generally categorized as court, public official, license or permit and miscellaneous.  Cross Insurance has the knowledge, expertise and resources to assist your company with any of your commercial bond needs. 

Cross Insurance services the following Commercial Bonds and more:

Court Bonds  -  Prescribed by statute and relate to courts.   Further broken into 2 categories – judicial and fiduciary. 

  • Judicial Bonds are required of either a plaintiff or a defendant in a lawsuit to preserve the rights of the opposing litigant.
  • Fiduciary Bonds are required of those who administer a trust under court supervision to guarantee faithful performance in the handling of assets entrusted to them. 

Fidelity Bonds  -  Protect employers and/or their customers from any loss of money or property due to employee dishonesty

License and Permit Bonds  -  Required by state, federal and municipal ordinances, these bonds guarantee compliance with local statutes. 

Public Official bonds  -  Guarantee honesty and faithful performance of elected or appointed positions of public trust.

Miscellaneous  -  A broad range of commercial bonds that are not otherwise classified.