Insurance for Dog Trainers in Maine

As a dog trainer, operating a business can come with a unique set of risks. Dogs and other animals, even when well trained, can be unpredictable. A dog in your care could injure itself or cause bodily injury and/or property damage to you, your employees, your customers, or other third parties. In this article, you can find information regarding some of the coverages dog trainers may want to consider and factors that may impact how much insurance may cost.

How Much Does Insurance Cost for Dog Trainers?

Each business is as unique as the industry it’s in. Here at Cross Insurance, we will work with you to help you identify what types of policies you may want to consider as a business in the dog training profession. Factors that can influence the cost of insurance for your business may include, but are not limited to:

• What types and amounts of coverage you select.
• The type of training services that you provide.
• The location where your business is located.
• The amount of deductible that you select.
• Does your business have employees or is it a solo operation?
• Do you have a previous claims history?
• What is your business’ income?

To get a picture of what it could cost to insure your dog training business, you can request a quote from us. We work with many different insurance carriers, from local companies based out of New England to nationally recognized names. If you prefer to call someone to start the quoting process, you can find a list of phone numbers to all of our offices here.

Common Insurance Coverages for Dog Trainers

Dog trainers and those in related fields may want to consider the following types of insurance products, among others:

Animal Bailee Coverage – Animal bailee coverage can help pay for certain costs and expenses, such as veterinary bills and the like, if a pet is lost or injured while in your care.

Workers’ Compensation – If your business has employees, workers’ compensation may be legally required. This type of policy is a valuable and important coverage. Workers’ compensation can help to cover an employee’s medical bills and a portion of their lost wages in the event that they are injured or become ill due to a work-related incident.

Professional Liability – Professional liability, commonly referred to as “Errors and Omissions” (E&O Insurance), can help protect you if a customer believes a professional mistake you made caused them financial loss and decides to take legal action against you and your business. E&O insurance can help to pay for legal costs such as settlements, judgments, etc., that you incur as a result of covered claims.

General Liability for Dog Trainers – General liability insurance can help with third-party injuries and property damage caused by the negligence of you, your company or your employees.

Commercial Auto – If your dog training or grooming business uses vehicles for company related activities, then a commercial auto policy can be a useful coverage for you. Cross Insurance can help provide coverage for many types of vehicles used for commercial purposes.

Commercial Property – Having dogs and other animals inside your business creates a possibility for accidents and potential damage to your building and the contents within. Whether you own the building or lease the space, commercial property insurance is highly recommended.

Contact Your Local Maine Office

Connect with a local insurance agent to discuss the unique features of your Maine dog training business and to request a quote today.

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This article is for general informational purposes only and is not to be relied upon or used for any particular purpose. Cross Insurance shall not be held responsible in any way for, and specifically disclaims any liability arising out of or in any way connected to, reliance on or use of any of the information contained in this article. The information contained or referenced in this article is not intended to constitute and should not be considered legal, insurance, accounting or other professional advice, nor shall it serve as a substitute for the recipient obtaining such advice. The views expressed in this article are that of its author and do not necessarily represent the views of Cross Financial Corp. and its subsidiaries and affiliates (“Cross Insurance”) or Cross Insurance’s management or shareholders.