Insurance for Contractors and Construction Companies in ME, NH, MA and Beyond 

If you work in the construction industry, it’s likely you already know the importance of insurance. Many projects usually require insurance before you and your team can start, and with good reason. The equipment and tools used in the industry combined with the number of moving parts on a site can leave your business vulnerable to risk. Whether it’s accidental property damage, or a worker injuring themselves at a site, you want your business to have appropriate insurance. At Cross Insurance, we work with national and regional carriers to provide commercial insurance for many industries, including construction. We have offices located in Maine, New Hampshire, Massachusetts, Connecticut, Rhode Island, Vermont, New York, and Florida.

silhouette group of worker and civil engineer  in safety uniform

What Construction Companies Need Insurance?

Construction equipment typically comes with a hefty price tag. Whether you own a construction company with heavy equipment like skid steers and backhoes, a landscaping business with mowers and trimmers, or another business in the construction industry, running a business is a serious investment that should be protected. Construction business that should consider insurance include, but are not limited to:

  • Construction Management
  • Electricians
  • General Contractors
  • HVAC Contractors
  • Landscapers
  • Masons
  • Painters
  • Plumbers
  • Sign Installers
  • Subcontractors
  • Restoration Contractor
  • Roofers
  • Welders

What Coverages Should Construction Companies Consider?

Types of insurance that construction companies should consider include, but are not limited to:

Builder’s Risk 

What are Some Common Risks for Construction Companies? 

Even with safety equipment and training, there are still a number of risks when it comes to construction projects. Someone could break into a job site after hours and steal equipment. An employee running a piece of heavy machinery could damage the client’s property or could injure themselves or someone else.  

How Much is Insurance for a Construction Company?

How much you will pay to insure your construction business is determined by a variety of factors, including but not limited to what type of business you have, how many employees you have, and the location of your business. By reaching out to us to request a quote, we can gather more detail to see what options are available for your business.

Construction Insurance Quotes 

When it comes to shopping for insurance coverage for your construction company, it’s a smart idea to compare coverages. At Cross Insurance, we work with national carriers as well as regional insurers. We have offices in Maine, New Hampshire, Massachusetts, Connecticut, Rhode Island, New York, and Florida. Reach out today to request a quote for your construction business.

What Information Do I Need to Get a Quote for a Construction Business?

When you are shopping for quotes for your construction company, it helps to be prepared. Below is a list of a few things to have ready, although your agent may need to gather more information and documents.

  • Name & Address(es) of your business
  • Type of Business (LLC, Corp, other)
  • Number of years in business
  • How many employees you have
  • Number of locations you have
  • Name of person who handles HR needs
  • Brief description of operations  

Request a Quote Today for Your Construction Business