RV Insurance

Request an Insurance Quote for Your RV

From luxury RVs to compact camper vans, making sure you have insurance that can help protect your investment is important. At Cross Insurance, we work with the nation’s leading carriers as well as regional insurers. To request a quote for your RV, fill out our online form by clicking the button below. If you would prefer to call one of our offices to start the quoting process, you can find a list of them here. 

Types of RV Coverage

When it comes to insuring RVs there is no one size fits all. The size and type of your RV as well as how much you use it will factor into the optimal coverage for you. The main two types of RV coverage are: 

  • Recreational (part-time) – your typical usage, going on trips occasionally
  • Full-time coverage – when you live in your RV and your coverage resembles that of a homeowner’s policy

Types of RVs

Just like vehicles, RVs range in types of uses and sizes. For example, there are Class A Diesel Motorhomes, Class A Gas Motorhomes, Class B camper vans, Class C Motorhomes, towable fifth wheel campers, toy haulers, travel trailers, teardrop campers, and pop-up campers. To see what your RV falls under contact your local Cross Insurance agent for more information.

Ways to Potentially Save on RV Insurance

When looking for discounts or ways to save on your RV insurance, comparing coverages and prices from multiple companies is a great place to start. At Cross Insurance, you can talk to one of our local agents to see what other discounts are available, such as multi-policy discounts, or safety discounts.

The following are some common discounts that you may qualify for.

  • Multi-Policy & Multi-Vehicle Discount

Bundling coverages such as your RV insurance and auto insurance or your RV and home is a popular way to save money if you have policies with the same insurance provider.

  • Safety Course Discount

Participating in an approved RV driving safety course may qualify you for a discount.

  • RV Association Discount

If you are a member of an RV club or association, you may qualify for a discount.

  • Continuous Coverage Discount

Keeping continuous coverage on your RV, even though it may be used seasonally, may help you save on insurance costs.

How Much Coverage Does My RV Need?

It can be difficult to know where to start when it comes to protecting your RV. You need more than a cookie cutter solution. Contact your local office today for coverage options and premium comparisons.  

Request A Quote for Your RV Today

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