Employee Benefits

Group Benefits for Maine, New Hampshire, Massachusetts, and Beyond

The Employee Benefits Division of Cross Insurance is composed of over 120 knowledgeable professionals throughout the Northeast. We are proud to be Maine’s Largest Employee Benefits Provider. We’ve helped thousands of businesses throughout the Northeast provide benefits for their employees, and would be happy to work with your business. We have offices located in Maine, New Hampshire, Vermont, Massachusetts, Rhode Island, and New York, and work with businesses throughout the Northeast.

Help Your Business Attract Talent

It’s no secret that today’s employers are using every resource they can think of to attract new hires and keep their businesses staffed. Whether your business has never offered benefits, or you are looking for a more comprehensive plan, we can work with our carriers to offer you plan options.

Vision and Dental Plans for Businesses of All Sizes

If you are looking to offer vision and dental benefits for your employees, we would be happy to discuss options with you. We have partnerships with the nation’s leading global carriers as well as regional insurers to offer a variety of plans. We also offer employer based programs for medical, life, disability, worksite benefits, and more.

Employee Benefits Questions

Whether you are looking for better coverage, more options, or have compliance questions, connect with our knowledgeable team today to see what problems we can help solve. 

Why Cross?

We are a family-owned insurance agency with over 50 branches throughout the Northeast. Our Employee Benefits Division offers the following:

Account Management Support 

Compliance & Risk Management 

Payroll Partners 


What is the difference between an HMO and a PPO? What is an EOB? If these employee benefits definitions leave you scratching your head, visit our definitions list. 

Cross Health Insurance Pod

The Cross Health Insurance Pod is an exclusive arrangement available for groups with over 200 employees. This unique health insurance program appeals to both employees and employers by having the potential to reduce medical plan costs. Clients have seen a reduction in High Costs Claims by utilizing the Cross Health Insurance Pod (for large group claim dollars year over year).

Cross Benefits Portal

Introducing our Benefits Consumer Portal. This one-stop portal gives you access to view information and manage your Flexible Spending Account (FSA), Health Savings Account (HSA), Health Reimbursement Account (HRA), and Commuter Benefits.

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