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If you are looking for an alternative to commercial Workers’ Compensation policies, you should consider group self-insurance. Cross Insurance TPA, Inc. is located in New Gloucester, Maine and provides services for businesses and self-insured management programs for workers’ compensation. Self-insurance may not be for everyone, but it typically provides more control and stability over your workers’ comp program, competitive pricing, and the potential for premium refunds. Cross Insurance TPA, Inc. currently provides services to trusts throughout the state of Maine in industries such as manufacturing, construction, forestry, social services, and education.
Typically in a self-insured trust, group members pay premium dollars into a trust fund. Generally, the funds are used to pay claims and administrative costs. Depending on a variety of factors they can also sometimes accrue interest. In many models, if there are surplus funds, they are refunded back to group members. Since the passing of the federal Employee Retirement Income Security Act in 1974, self-insurance has become a possible option for many employers.
There are many potential benefits to joining one of the self-insured trusts in Maine managed by Cross Insurance TPA, Inc., including:
The Alternative Markets Department (AMD) is the underwriting, marketing and administrative division of our TPA. AMD provides general customer oversight, working with customers and state agencies on renewals, as well as other administrative duties as required, such as invoicing of premiums, and providing certificates of insurance.
The Cross Insurance TPA Claims Department provides services through a dedicated team of claims professionals focused on working closely with the customer. Our customers have 24/7 access to our proprietary internet based claims management system, allowing them to view claims and run reports as desired. The department:
The Cross TPA team offers a wide variety of services including safety program evaluation, training, comprehensive loss analysis, loss prevention program development, mock OHSA inspections, as well as first aid, CPR, defensive driving and ergonomic training. Cross TPA can educate staff about loss prevention fundamentals, and help you promote a culture of awareness and communication.
If you are interested in joining one of the self-insured trusts listed above, e-mail us by clicking the button below or call us at 800-698-3267. Our office is located at 60 Pineland Drive in New Gloucester, Maine.
