Auto Insurance Quotes for Massachusetts

Looking for auto insurance quotes in Massachusetts? Whether you drive a car, truck, SUV, have an antique or collector car, or motorcycle, we would be happy to talk with you about your auto insurance needs and look for quotes. Reach out to one of our local offices today to get started. 

Is Car Insurance Required in Massachusetts? 

In Massachusetts, drivers are required to carry auto insurance. The State has set minimum limits for certain coverages. These include: Bodily Injury to Others, Personal Injury Protection (PIP), Damage to Someone Else’s Property and Bodily Injury Caused by an Uninsured Auto. Our experienced Account Managers can help find coverage options for your auto insurance in Massachusetts.

For more information about auto insurance in Massachusetts, request a complimentary quote here on our website.

How Much Does Car Insurance Cost in Massachusetts? 

The cost of insurance for your vehicle depends on a variety of factors. To help prepare you for getting your quote, here are some factors that you will need to discuss with your local Cross Insurance agent.

  • The make and model of your vehicle. A newer and more expensive vehicle will typically tend to raise your rates compared to an older vehicle.
  • Where and how much will you be driving your vehicle? Will you be using your vehicle for daily use such as to and from work, only for seasonal or occasional use, or for commercial purposes?
  • The age, gender, marriage status, and education of the driver can also affect your quote.
  • Your personal driving record will also factor into your costs. Having prior tickets or violations can potentially raise your rates.

To get an idea of how much you will pay for auto insurance, reach out to one of our offices for a customized quote. We work with dozens of insurance carriers, from national names to regional companies to give our clients options.

Available Car Insurance Discounts for Qualified Drivers 

If you are looking for discounts for auto insurance in Massachusetts, reach out to your local office to learn more about these potential offers:

  • Multi-policy discount: Many insurance carriers will offer discounts for having more than one policy through them, such as bundling your home and auto quotes together with the same insurance company.
  • Multi-car discount. Check with your insurance carrier to see if they offer this option.
  • Low mileage discount. Check with your insurance carrier to see if they offer this option.
  • Hybrid Vehicle/Electric Car Discount. Check with your insurance carrier to see if they offer this option.
  • Good Students Discount. Check with your insurance carrier to see if they offer this option.
  • Pay in full discount:  You typically will save money on your insurance policy by paying your 12-month premium in full. Check with your insurance carrier to see if they offer this option.

Sign beside road in Massachusetts with car driving by
Compare Auto Insurance Rates  

When you reach out to one of our local offices in Massachusetts, we will gather information and listen to your needs. We’ve partnered with dozens of the top insurance carriers, giving our clients options for insurance quotes. Request a free auto insurance quote online here or call one of our local offices to get started today.

Do You Need Commercial Auto Insurance?

If you use your vehicle for your business, you ought to consider commercial auto insurance. Commercial auto insurance policies typically have higher coverage limits than personal policies. If you are unsure if your business needs commercial auto coverage, consider if you use your vehicle for any of the following:

  • Transporting tools to a job site
  • Delivering goods to customers
  • Having an employee run an errand in the vehicle
  • Driving to different job sites in one day


This article is for general informational purposes only and is not to be relied upon or used for any particular purpose. Cross Insurance shall not be held responsible in any way for, and specifically disclaims any liability arising out of or in any way connected to, reliance on or use of any of the information contained in this article. The information contained or referenced in this article is not intended to constitute and should not be considered legal, insurance, accounting or other professional advice, nor shall it serve as a substitute for the recipient obtaining such advice. The views expressed in this article are that of its author and do not necessarily represent the views of Cross Financial Corp. and its subsidiaries and affiliates (“Cross Insurance”) or Cross Insurance’s management or shareholders.

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