Cyber attacks have been the subject of news stories more and more recently. With businesses becoming increasingly reliant on technology, possible data breaches are becoming less of an “if” and more of a “when”. A data breach can do more than just damage your computer system- it can also result in fines and legal fees. Business owners should have plans in place for dealing with a cyber attack, and consider if their business needs cyber insurance.
It is important to note that not all cyber coverage plans are designed the same. While many plans offer the same benefits, other plans offer extra protection. At Cross, we work with our trusted carriers to find cyber coverage options for your business. Here are some things that Cyber Liability insurance will typically cover:
No matter the size of your business, not having cyber insurance could put your business at financial risk. Consider talking to your local insurance agent about cyber insurance if:
There are several different factors that can determine the cost of cyber insurance. Things like coverage needs and limits, network security, and claims history can all play a role in insurance cost. Contact your local office today to discuss options for your business.
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