Inland Marine Insurance

What is Inland Marine Insurance?

Generally speaking, Inland Marine insurance is a coverage that can provide financial protection for your business’s property that is transported over land or temporarily stored offsite. This coverage can help to protect a wide variety of property, such as equipment, products, parts, and even materials that are transported.





What does Inland Marine Cover?

Inland Marine insurance can pick up where your commercial property policy may leave off. It usually covers a business’s property that is in transit while being transported over land (for example, driving tools and equipment from one jobsite to another, shipping product by train or truck, etc.) or while it is temporarily stored offsite (such as tools or equipment stored at a jobsite or a warehouse that you don’t own). Depending on the policy, it can also sometimes cover another person’s property that has been temporarily left in your care (for instance, a customer who leaves their car with a mechanic for repairs).  Inland Marine insurance can also sometimes cover certain high-value property that may be excluded by your standard commercial property policy, such as fine art, collectibles, medical equipment, and electronics. Coverage under an Inland Marine policy can help replace or repair your covered assets in the event of fire, natural disasters, theft, loss, vandalism, and other covered events. The following list is just some of the examples of property that may be covered.

  • Equipment used in your business’s operations
  • Property that is transported
  • Property that moves or is moved between locations
  • Materials used to promote your business
  • High-value items
  • Some other miscellaneous property

Does my Business Need Inland Marine?

If you are a business that has property that often moves from one location to another and/or which exceeds the coverage of a typical commercial property policy, you should consider inland marine insurance. You should also consider Inland Marine insurance if your business involves temporarily taking possession of your customers’ property. Some jobs and contracts require inland marine insurance. The following non exhaustive list includes some businesses that should consider inland marine coverage. 

How Much Does Inland Marine Cost?

Inland Marine Insurance costs for businesses can be impacted by a handful of factors. The following list are some of the possible factors that go into calculating your insurance costs.

  • The location of your business
  • The type, amount, and value of the property you are seeking coverage for
  • Your company’s size
  • Yearly revenue
  • Your company’s insurance claims history
  • The coverage options you choose

Inland Marine Insurance Quotes

If you are looking to get a quote for inland marine insurance reaching out to us is as simple as filling out this form. If you prefer to call one of our offices to start the quoting process, you can find a list of all of our offices here. From there, a member of our team will connect with you to get more details on the size of your business and the property you are looking to cover.

How Much Does Inland Marine Insurance Cost?

There are several different factors that can determine the cost of inland marine insurance. Things like coverage needs and limits, company size, and claims history can all play a role in insurance cost. Contact your local office today to discuss options for your business.


Request an Inland Marine Insurance Quote for Your Business Today

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