ATV Insurance

ATV Insurance from Maine, New Hampshire, Vermont, New York and Beyond

Excited to hit the trails on your side-by-side or four-wheeler? Make sure to stay protected with coverage from our trusted carriers.

What qualifies as an ATV?

ATV stands for “All-terrain vehicle,” and many wonder what passes as and ATV? According to the ATV Safety Institute an ATV is defined as “…a motorized off-highway vehicle designed to travel on four low pressure or non-pneumatic tires, having a seat designed to be straddled by the operator and handlebars for steering control.” This means all-terrain vehicles like four-wheelers, dirt bikes, side-by-sides, three-wheelers, utility vehicles, and some golf carts fulfil the requirements of being an ATV. To find out more about if you ride qualifies and how we can help protect you contact your local Cross Insurance today.

Trusted Companies

As an independent insurance broker, we represent many major national carriers. 

See our full list of trusted companies.

How Much Coverage Does My ATV Need?

It can be difficult to know where to start when it comes to protecting your ATV. You need more than a cookie cutter solution. We can provide creative solutions for a variety of situations. Contact your local office today for coverage options and premium comparisons.  

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