Insurance for Masonry Businesses

The construction business is dangerous. Masonry contractors face risk of injury from hazardous equipment, potentially dangerous working conditions, and even the risk of working with hazardous materials. Whether you work with stone, brick, concrete or glass, your business needs to take the proper precautions to mitigate risk, which includes purchasing appropriate insurance.

We provide competitive insurance solutions for all types of masonry contractors, including:

  • Brick, block, veneer masonry, stone setting and all types of stone masonry
  • Cement masons and concrete refinishers

How Much Does Insurance for a Masonry Business Cost? 

What a business owner might pay per year to insure their masonry business depends on a variety of factors. Some of these include the types of insurance that you purchase, number of employees your business has, where your business is based out of, your claims history, and the value of your equipment. Coverage limits will also determine your annual insurance costs. If your business has grown, you may want to think about increasing your coverage limits. Reach out to your local office to request a quote for your business.

masonry worker placing a brick on a wall wearing orange safety vest
Common Insurance Coverages for Masonry Businesses 

Commercial Auto

If you have vehicles to transport your equipment from job to job, a commercial auto policy is an important coverage to have. Commercial auto policies typically have higher coverage limits than personal policies.

Workers’ Compensation

Workers’ compensation insurance is an important coverage for every company to consider. If your business has employees, workers’ compensation may be legally required. Talk with your local agent today to learn more about Workers’ Compensation insurance for your business.

General Liability

General liability can help protect your business from third-party personal injury and property damage claims allegedly caused by the negligence of your company and/or employees.

Builder’s Risk

This coverage can help protect construction projects from property damage from certain covered risks.

Errors and Omissions

Errors & omissions can help protect you and your company if a client or customer believes a professional mistake you made caused financial loss and decides to sue you.

Employment Practices Liability Insurance

Sometimes shortened to EPLI, this coverage can help protect against employment related claims from your employees such as, but not limited to, harassment, discrimination, wrongful termination, or wrongful failure to promote.

Commercial Insurance Comparison 

If you are looking to compare coverages and pricing for commercial insurance for your masonry business, you may be wondering what companies offer this type of coverage. At Cross Insurance, we work with dozens of carriers, from New England based companies to national names, which means more options for our clients. Reach out to our office today to request an insurance quote for your masonry business.

mason working on wall
What Information Do I Need to Get a Quote for a Masonry Business?  

If you are shopping for quotes for your masonry business, it’s a good idea to have information on your business handy. Below is a list of a few things to have ready, although your agent may need more information.

  • Name & address(s) of your business
  • Type of business (LLC, Corp, other)
  • Number of years in business
  • How many employees you have
  • Number of locations you have
  • Annual sales
  • Brief description of operations


This article is for general informational purposes only and is not to be relied upon or used for any particular purpose. Cross Insurance shall not be held responsible in any way for, and specifically disclaims any liability arising out of or in any way connected to, reliance on or use of any of the information contained in this article. The information contained or referenced in this article is not intended to constitute and should not be considered legal, insurance, accounting or other professional advice, nor shall it serve as a substitute for the recipient obtaining such advice. The views expressed in this article are that of its author and do not necessarily represent the views of Cross Financial Corp. and its subsidiaries and affiliates (“Cross Insurance”) or Cross Insurance’s management or shareholders.

Request a Quote for Your Masonry Business Today

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