Insurance for Your New Pontoon or Party Boat
Insurance for Your New Pontoon or Party Boat Whether you’re purchasing your pontoon brand new or used, there are some important considerations you ought to
Whether you’re purchasing your pontoon brand new or used, there are some important considerations you ought to look at before hitting the open water. To begin, you should make sure your pontoon is properly registered. Next, familiarizing yourself with your vessel by reading your manual and introducing yourself to the new controls. In this article, you can find information regarding tips on safety equipment, creating a maintenance checklist, and some insurance considerations for your new pontoon.
When going onto any body of open water, it is always important to make sure you have the proper safety gear aboard your vessel. Boats of any kind can sink, malfunction, catch fire, or be involved in a collision. The following is a list of some recommended safety gear that pontoon operators should have aboard:
Although you may not need to perform any major maintenance before setting sail in your newly purchased pontoon, it is always a good idea to give your vessel a quick once-over to make sure everything looks proper. The following are some of the recommended maintenance steps to take before hitting the water.
Whether or not boat insurance is required for your new pontoon can depend on a variety of factors, such as the laws of the state(s) where you live and where you intend to use your pontoon. In addition, if you are financing the vessel you recently purchased, your lienholder will likely require you to have certain minimum levels of insurance. That said, even if your state doesn’t require boat insurance it is always a good idea to explore coverage options.
Policies vary, but typically boat insurance covers a number of situations and incidents, including:
To see what your boat insurance policy covers, you should carefully review it with your local insurance agent. Researching and comparing boat insurance quotes from different insurance carriers can be a major time investment. At Cross Insurance, we work with over 100 different carriers, from national names to local companies. Whether you are looking to insure your pontoon boat, fishing boat, sailboat, or another type of watercraft, our team can help find options for you.
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This article is for general informational purposes only and is not to be relied upon or used for any particular purpose. Cross Insurance shall not be held responsible in any way for, and specifically disclaims any liability arising out of or in any way connected to, reliance on or use of any of the information contained in this article. The information contained or referenced in this article is not intended to constitute and should not be considered legal, insurance, accounting or other professional advice, nor shall it serve as a substitute for the recipient obtaining such advice. The views expressed in this article are that of its author and do not necessarily represent the views of Cross Financial Corp. and its subsidiaries and affiliates (“Cross Insurance”) or Cross Insurance’s management or shareholders.
Insurance for Your New Pontoon or Party Boat Whether you’re purchasing your pontoon brand new or used, there are some important considerations you ought to
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