From an online seasonal rental to a high-end hotel, to casinos, to restaurants, and theme parks, the hospitality industry is a vital part of every community. Although these establishments are considered part of the entertainment industry it does not mean that they are immune to risk. Whether it is protecting you against customer liability or providing coverage for your property, all hospitality establishments should have a plan for responding to risk.
The types of risk your business is exposed to will determine what types of policies your hospitality business should consider. If your hotel, restaurant, or other business has employees, most state laws will require you to carry workers’ compensation insurance. Talk with your local agent about what other policies your business should consider.
When it comes to getting quotes for your hotel, restaurant, or other business, it helps to have options. At Cross Insurance, we have partnerships with the nation’s leading carriers as well as regional insurers. Contact us today to see how we can work with your team. We have offices located in Maine, New Hampshire, Massachusetts, Connecticut, Rhode Island, Vermont, New York, and Florida.