Insurance for Nonprofits

Request an Insurance Quote for Your Nonprofit Organization

While managing a nonprofit organization can be fulfilling, it can also be a lot to juggle- whether you are recruiting volunteers, planning your next event, or trying to get the most value for your budget. While you work hard to fulfill your mission statement’s purpose, it can be difficult to protect your team against risks.


By reaching out to us to request a quote, we can gather more detail to see what options are available for your business.

What Coverages Should a Nonprofit Consider?

Every nonprofit organization has unique mission and equally unique challenges. At Cross, we work with our trusted carriers to provide coverage options to protect your officers and team. Types of insurance that nonprofit organizations should consider include, but are not limited to:

Directors and Officers

What Types of Nonprofits Need Insurance?

Nonprofits that should consider insurance include but are not limited to: 

  • Animal Shelters 
  • Charitable Organizations 
  • Churches 
  • Civic Nonprofit Associations 
  • Community Centers 
  • Educational Institutions 
  • Food Banks and Food Pantries 
  • Foundations 
  • Healthcare Organizations 
  • Private Foundations 
  • Relief Organizations 
  • Youth Development Organizations 

What is Employment Practices Liability Insurance?

Employment Practices Liability Insurance, sometimes known as EPLI, can help protect against claims from your employees such as, but not limited to:

  • Harassment
  • Discrimination
  • Wrongful termination
  • Retaliation
  • Wrongful failure to promote
  • Certain other employment related issues

Employment related claims can lead to substantial legal costs. An EPLI policy typically provides coverage for defense costs and damages for employment related claims. In today’s litigious landscape, businesses should manage their risks by having coverage in place before a lawsuit arises.

Representing Trusted Names

Cyber Insurance for Nonprofits

As more and more nonprofits collect sensitive information over the web, the risk for a cyber attack increases. Evaluating cyber insurance for your nonprofit is a smart move. 

Business Interruption Insurance

Business interruption insurance can help to replace a portion of a business’s income in the event a covered peril occurs and causes a business to pause operations or temporarily relocate. It is important to note that business interruption insurance works with your commercial property insurance

What Information Do I Need to Get an Insurance Quote?

If you are shopping for quotes for your nonprofit, it’s a good idea to have certain information handy. Below is a list of a few things to have ready, although your agent may need more information. 

  • Name & address(s) of your business
  • Type of business (LLC, Corp, other)
  • Number of years in business
  • How many employees you have
  • Number of volunteers (if applicable) 
  • Number of locations you have 
  • Name of person who handles HR needs 
  • Annual sales 
  • Brief description of operations 

Request a Quote Today for Your Nonprofit

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