Insurance for Retail Stores

Request an Insurance Quote for Your Retail Store

As a retail store owner, you face multiple risks and liabilities just like many other business owners. From customers entering and exiting your store, to an employee getting injured at work, to the items stocked on your shelves, and the building that it is all happening in, it is important for you to take the necessary precautions.

What Insurance Coverages Should Retail Stores Consider?

Types of insurance that retail stores should consider include, but are not limited to:

Commercial Property

General Liability

Workers' Compensation

Commercial Auto

Cyber Insurance

Umbrella Insurance

Cost of Insurance for Retail Stores

At Cross Insurance, we will work with you to help you identify what types of policies you may want to consider.

Factors that can influence the cost of insurance for your business may include, but are not limited to:

What types and amounts of coverage you select.
Location: Where is your business be located?
Deductible: What will be the amount you are responsible for paying towards a loss before your insurance coverage begins paying towards a claim.
Employee Numbers: Does your business have employees or is it a solo operation?
Claims History: Do you have a claims history?
Business Income: How much does your business make?

Top Insurance Companies

At Cross Insurance, we work with the nation’s leading carriers as well as regional insurers. With offices across the Northeast, our agents are available for account management support. Contact us to request an insurance quote today.

Representing Trusted Names

Health Insurance for Retail Stores

Whether retail store has never offered employee benefits or you are looking for a more comprehensive plan, we can work with our carriers to offer you health insurance plan options. If you are looking to offer vision and dental benefits for your employees, we would be happy to discuss options with you. We have partnerships with the nation’s leading carriers as well as regional insurers to offer a variety of plans. We’ve helped thousands of businesses throughout the Northeast provide benefits for their employees, and would be happy to work with your business.