Home & Auto Insurance for Maine

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How much you will pay to insure your home or car in Maine will depend on a number of different factors. The size and location of your home, as well as what coverages you choose, can all go in to calculating the price. Additionally, your claims history can play a role in how much you will pay.

Ways to Save on Home Insurance in Maine

Looking to save on how much you pay for your home insurance? 

Shop Around

We work with dozens of companies, from nationally known names to New England based companies to give you options. 

Bundle Coverages

Ask your local insurance agent if you can reduce your premium by buying multiple coverages from the same carrier, such as home and auto.

Additional Discounts

Your local insurance agent may also know about additional discounts for security devices, such as installing an alarm system.

Does My Home Need Flood Insurance?

You can use this flood map from FEMA to see if your home is in an area with moderate or low flood risk. Typically, most homeowners insurance does not cover damages caused by floods. In addition, your mortgage lender may require you to carry flood insurance, depending on which flood zone you live in.

Maine Roots

In 1954, Woodrow W. Cross founded his insurance company at his kitchen table in Maine. Seven decades later, we have grown throughout the Northeast, but remain headquartered in the Pine Tree State. With several offices located throughout the state, local service may be closer than you think. 

Is Car Insurance Required in Maine?

Maine law requires anyone who owns or operates a vehicle in the State of Maine to carry automobile insurance that meets or exceeds certain mandatory minimum coverage limits. However, it is important to note that the minimum requirements are modest and higher limits are available and encouraged. Our experienced account managers can help find you find coverage options for your auto insurance.

Comparing Car Insurance Quotes

Getting car insurance quotes from different carriers can save you money, but it can also take up a lot of your time. If you are looking to compare car insurance rates for Maine, we would be happy to show you some options. When you reach out to us, we will gather information about the vehicles you are looking to insure. We’ve partnered with dozens of the top insurance carriers, giving our clients options for insurance quotes. Request a free auto insurance quote online here or call one of our local offices to get started today.

Auto Insurance Discounts

Want to learn more about available discounts for auto insurance in Maine? Reach out to one of our local offices to learn more about these potential offers:

  • Multi-policy discount: Many insurance carriers will offer discounts for having more than one policy through them, such as bundling your home and auto quotes together with the same insurance company.
  • Multi-car discount
  • Low mileage discount
  • Hybrid Vehicle/Electric Car Discount
  • Good Students Discount
  • Pay in full discount: You typically will save money on your insurance policy by paying your 12-month premium in full. 

Personal Service

Relationships are at the foundation of our work. Our team is readily available to answer any questions you may have about your insurance coverage. 

Representing Trusted Names

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