Deciding whether short-term or long-term disability is best for you can be tricky, but we’re here to help make things easier. Short-term disability is insurance for when you have an illness or injury lasting around 3-6 months, the insurance then partially covers your income during that time. In comparison, long-term insurance also covers partial income, but lasts much longer, sometimes 5 years and upwards, and in some circumstances until the individual retires. For help deciding which plan is best for you contact your local office to speak with an agent to discuss coverage options.
According to the Council for Disability Awareness the following are statistically the leading causes for short-term and long-term disability.
Interested in disability insurance and want to get a quote? Give your local Cross Insurance agents a call today to find the right coverage for you or click the button below to request a quote.
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