Short-Term & Long-Term Disability Insurance

Deciding whether short-term or long-term disability is best for you can be tricky, but we’re here to help make things easier. Short-term disability is insurance for when you have an illness or injury lasting around 3-6 months, the insurance then partially covers your income during that time. In comparison, long-term insurance also covers partial income, but lasts much longer, sometimes 5 years and upwards, and in some circumstances until the individual retires. For help deciding which plan is best for you contact your local office to speak with an agent to discuss coverage options.