Summer Boating Checklist

Getting your boat ready for the season? Don’t forget to pack these items onboard. In case of an emergency, you want your crew to be prepared and have the correct tools to signal for help.

Documents

Bring state required documentation (such as your state registration) and any required certificates.

PFDs

PFDs, or Personal Flotation Devices, you need one U.S. Coast Guard Approved PFD onboard per passenger, and a minimum of two. Also pack a throwable PFD. Educate your crew on where these are stored. Check your local laws to see what their PFD requirements are.  


Lights

Be sure the boat’s required navigation lights are working properly before you leave the dock. A flashlight or spotlight can also come in handy.

Fire Extinguishers  

Have a U.S. Coast Guard approved fire extinguisher in an easy to reach area. Ensure that it is the right number, size, and class for your boat. Keep a note to check the expiration date regularly. The nozzle should be clear and it should not be corroded.

Distress Signals 

Keep flares or emergency beacons in a dry location, and learn how to use them.

Sound-Producing Devices  

This could be a bell, whistle, or horn.  

Anchor & Line 

It’s a wise idea to keep a couple of spare dock lines onboard.


First Aid Kit for Boats 

First aid out on the water may look different than other first aid scenarios. On a boat, you will be further from resources and may be out of radio signal to call for help. Keeping a well-stocked first aid kit and getting training for how to use it is critical. Below are some common items, although you may need to pack more depending on your needs.

  • Adhesive Bandages
  • Bottled water to rinse wounds
  • Ice Packs
  • Tweezers
  • Medications, including pain relivers and motion sickness pills
  • Scissors
  • Gauze pads
  • Thermometer
  • Disposable gloves
  • CPR mask
  • Cloth Tape
  • Emergency blanket
  • Multitool
  • Cotton Swabs
  • Butterfly bandages
  • Burn cream
  • Eye drops
  • Keep your supplies in a dry bag or a container that floats

Bilge Pump or Bailing Device 

If you have a bilge pump, be sure that it is clear and operating. It’s also wise to bring a backup device.

Navigation & Backups  

A GPS, maps, and a compass are good to have on board your boat. 

Fuel 

Monitor fuel consumption and range.

Radio 

Although you should always check the forecast before you leave in your boat, the weather can change in an instant. Having a radio onboard can keep you up to date of any weather changes.

Paddle or Oar  

These are good to keep on board should your boat motor fail.

Spare Parts 

Replacement lightbulbs, a spare prop, and extra batteries can all come in handy.

Other Items to Consider Bringing on Your Boat 

  • Drinking water
  • Sunglasses
  • Sunscreen
  • Bug repellent

Don’t Forget to File a Float Plan 

File your float plan with a trusted friend, family member, or the marina. Include descriptive information about your boat, the name, age, and any medical conditions of any crew or passengers onboard, your itinerary, and your contact information. You can find examples of float plans online. If possible, also include an up to date photo of your boat.


Insurance for Your Boat 

Depending on what state you live in, you may or may not legally be required to have boat insurance. However, if you finance your boat or are storing it at a marina, they may require proof of insurance. Policies vary, but typically boat insurance covers a number of situations and incidents, including:

  • Collision
  • Boat Accessories
  • Fire
  • Theft

To see what your boat insurance policy covers, you should carefully review it with your local insurance agent. At Cross Insurance, we work with over 100 different carriers, from national names to local companies. Whether you are looking to insure your pontoon boat, fishing boat, sailboat, or another type of watercraft, our team can help find options for you.

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This article is for general informational purposes only and is not to be relied upon or used for any particular purpose. Cross Insurance shall not be held responsible in any way for, and specifically disclaims any liability arising out of or in any way connected to, reliance on or use of any of the information contained in this article. The information contained or referenced in this article is not intended to constitute and should not be considered legal, insurance, accounting or other professional advice, nor shall it serve as a substitute for the recipient obtaining such advice. The views expressed in this article are that of its author and do not necessarily represent the views of Cross Financial Corp. and its subsidiaries and affiliates (“Cross Insurance”) or Cross Insurance’s management or shareholders.

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