It’s likely you will be bursting with excitement wanting to let everyone know the news. Engagements are a rare and special moment in your life, and sharing the news in person can create unforgettable memories. Visit as many friends and family members as you can to deliver the good news face to face, or consider hosting a party or get together to tell everyone all at once. For relatives out of state, see if you can set up a video call to tell them the news.
More than likely, once you start telling people the news, they will want to know when the “big day” is. Picking a wedding date can be overwhelming. Ultimately, it is a decision that only you and your fiancé can make. While you may not have a date the second you get engaged, narrowing it down to a year and season can help get the ball rolling on the planning process. Here are some questions to help narrow down the decision.
You’ve taken countless photos of it, now it’s time to insure your ring. Contact your local insurance agent to see what they recommend. They may add it to your homeowners’ policy, or they may look at floater policies specifically for the ring. Generally, the cost of insuring your ring annually will be exponentially less than trying to replace it out of pocket should you lose it on a hiking trip or drop it down the bathroom drain. Knowing you have coverage on your ring is one less thing to worry about when wedding planning.
Before you can check anything off of your wedding planning list, you will need to set a budget. Your budget will drive how much you will spend on catering and a venue, which will determine how many guests you can invite. Calculating these expenses ahead of time can save you a lot of headache later. Talk with family to see if there are any costs they are willing to help with. Conversations about money can be awkward, but you may find that they have been saving for this day as well.
What you want your wedding to look like will determine what venues you should consider. Thanks to the internet, there is no lack of free resources and guides to show you a wide spectrum of what your nuptials could look like. You can get nit-picky on the details later, but you should know what style you are shooting for. Do you and your fiancé gravitate towards polished, glamourous looks, or do you see it as more of a laid-back affair in a family member’s backyard? What weddings have you attended that you enjoyed?
Once you have decided on a date, you will need to ask the individuals you wish to have in your wedding party. Agreeing to be in a wedding is a large commitment. They will need to request time off for not only the wedding day, but also the rehearsal and any festivities before and after. If they live out of state, they will need to make travel arrangements and book a hotel room. The bottom line is, the earlier you tell them, the better it will be for them to make the arrangements they need to.
There are many reasons to take engagement photos. You may want to use them for save the dates or your wedding website, or you may just want to capture this moment in your journey together as a couple. Taking engagement photos can also be a trial run for choosing a photographer. If you end up not loving your engagement photos, you can likely schedule another session, but you will only get one chance to capture your wedding day. You want to make sure you are comfortable with your photographer as you will be spending a lot of time with them during your wedding.
Once you know your budget and have a general feel for how your wedding should look, you can begin to look at venues. While it can be easy to be drawn in by the breathtaking photos some of the venues provide, you should do thorough research before making a deposit. Will they allow you access the day before to decorate and host a rehearsal? Is there space to get ready at the venue? Once you start putting down deposits with vendors, it may be wise to look into special event insurance for your wedding. Some venues require certificates of insurance for events. You can read more about special event insurance for weddings here.
It can be easy to become stressed with all of the wedding planning details. It’s important to take a break and focus on spending relaxed, quality time with your fiancé to enjoy this stage of your relationship together. Visit a favorite restaurant, pack a picnic, or just put your feet up on the couch for 15 minutes.
This article is for general informational purposes only and is not to be relied upon or used for any particular purpose. Cross Insurance shall not be held responsible in any way for, and specifically disclaims any liability arising out of or in any way connected to, reliance on or use of any of the information contained in this article. The information contained or referenced in this article is not intended to constitute and should not be considered legal, insurance, accounting or other professional advice, nor shall it serve as a substitute for the recipient obtaining such advice. The views expressed in this article are that of its author and do not necessarily represent the views of Cross Financial Corp. and its subsidiaries and affiliates (“Cross Insurance”) or Cross Insurance’s management or shareholders.
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