Level Self Funded Health Insurance Options for Maine Small Businesses
Level Self Funded Health Insurance Options for Maine Small Businesses As the cost of health insurance increases, many Maine small businesses have begun looking into alternative options to meet their group healthcare needs. In recent years, carriers in the small group market have implemented an innovative alternative funding option, known as level self funding. Level […]
How to Insure Your Engagement Ring
How to Insure Your Engagement Ring Immediately after saying the word “yes,” you will be wearing your ring on a daily basis. Insurance for your engagement ring can help to protect your precious new jewelry in a variety of situations, from misplacing or losing it, to theft, and damage. In this article you can find […]
Cybersecurity Tips for Your Business
Cybersecurity Tips for Your Business What is Cybersecurity? Cybersecurity is an increasingly important part of every business. Cybersecurity is commonly known as a way of protecting networks, devices, and data from unlawful access by criminals. Practicing good cybersecurity habits can help to provide confidentiality, integrity, and availability of information to you and your business. No […]
Do HSA Funds Expire?
Do HSA Funds Expire? As the calendar year ends, it is important to begin reviewing your benefits packages. Even if your plan does not renew in January, the end of the calendar year can be important when reviewing your health savings account (HSA) funds. There are many benefits to having an HSA set up, but […]
What to Do During a Power Outage
What to Do During a Power Outage When a storm, heavy amounts of rain, snow, or fallen trees cause your home to lose power, what would you do? Treacherous forecasts and storm related damage can cause homes to lose power for hours, days, and sometimes even weeks. In this article you may find information to […]
How Employers Can Promote Mental Health in the Workplace
How Employers Can Promote Mental Health in the Workplace The mental health of a company’s employees can directly affect employee satisfaction, productivity, working relationships, recruitment, and retention. Mental health is an increasingly important aspect in the workplace, where more and more employers are focusing efforts on prioritizing employee mental health. Employers are investing time and […]
Insurance for Real Estate Agents
Insurance for Real Estate Agents Selling and appraising properties is no easy task. As a real estate agent, broker, or appraiser you are trying to help individuals and families find the right property and homes to meet their needs. While the job of finding the right property for your client may be rewarding, there is […]
Workers’ Comp for Trucking Companies
Workers’ Comp for Trucking Companies If your trucking company has employees, depending on where your business operates, workers’ compensation coverage may be required by law. As a business that relies on driving, one of your employees getting in an auto accident is a very prominent risk. A workers’ compensation policy can cover things like medical bills, emergency […]
Why Do Insurance Policies Have Deductibles?
Why Do Insurance Policies Have Deductibles? When looking for auto, home, or health insurance, you may wonder what is an insurance deductible and why do policies have them? Before defining and explaining why policies have this component called a deductible, it should be understood that they are a necessary part of an insurance contract. Deductibles […]
Why a Business Owner Needs Key Person Insurance
Why a Business Owner Needs Key Person Insurance Many businesses rely heavily on one or two key people to keep the business and its operations running smoothly. When one of those key people in your business become disabled or pass away, this can leave your business in an uncertain financial state. One way to help […]
What is the Difference Between an ATV and a UTV?
What is the Difference Between an ATV and a UTV? You may be familiar with ATVs (“All-Terrain Vehicles”) and UTVs (“Utility-Terrain Vehicles,” sometimes also called “Utility-Task Vehicles” and “Side-by-Sides”). While they may look somewhat similar, there are some key differences between them. The major difference between an ATV and a UTV is their build and […]
Homeowners Insurance for Portland, Yarmouth, & Freeport
Homeowners Insurance for Portland, Yarmouth, & Freeport If you are looking for an insurance quote for your home located in Portland, Yarmouth, or Freeport, contact one of our offices in Maine today. Cross Insurance has been helping Mainers with their insurance needs since 1954 and is a third-generation company located mainly in the Northeast. Our experience in […]
