College of the Atlantic

College of the Atlantic

Student Health Insurance Plan 2022-2023

Policy #:WI2223MESHP82
Group #: ST1490SH
Note: The Cigna PPONetwork of providers should be used to receive the best plan benefits.

All matriculated domestic and international students are required to have health insurance while enrolled in two or more classes at College of the Atlantic. To assist students with this requirement, the college provides a comprehensive ACA compliant Student Health Insurance Plan (SHIP). Students are required to take action to waive the SHIP by the deadline if they can verify that they have other adequate health insurance coverage, or if not, they must enroll in the College of the Atlantic Student Health Insurance Plan. If you currently have health insurance coverage, it is your responsibility to determine that it meets or exceeds the coverage available through College of the Atlantic Student Health Insurance Plan. Often a student covered by a parents plan at home, will have limited or no benefits while at college or while away in other parts of the U.S. or in a foreign country. When reviewing your current medical insurance coverage, be sure it provides access to care in the State of Maine, and provides comprehensive coverage, extending beyond emergency care to include physician and hospital services. Students wishing to supplement their existing coverage by remaining in the College of the Atlantic Student Health Insurance Plan may do so.

Online Student Health Insurance Waiver/Enrollment Process

  • 12-month Plan Waiver Deadline: August 15, 2022
  • Winter Plan Waiver Deadline: January 8, 2023
  • Spring Plan Waiver Deadline: April 2, 2023 

To take action to either Enroll in or Waive the College of the Atlantic Student Health Insurance Plan, go to “Enroll In/Waive Insurance” link above and follow the instructions to complete the Enrollment or Waiver form. The Waiver form will request the name and policy number of your current insurance plan, so have that information available. A successful enrollment or waiver will generate an electronic confirmation which should be kept for your records. You have only one opportunity to enroll or waive the insurance via the website. If you need to make any change in your election, you will need to contact the Student Life Operations Manager office at the College. Those students who do not waive the coverage by the deadline, or take no action, will be automatically enrolled in and charged for the College of the Atlantic Student Health Insurance Plan. Once enrolled, a student may not cancel the insurance and no refund is available, coverage continues until the policy expires.

Advantages of Student Health Insurance

Student health insurance plans are an affordable, quality alternative to more expensive, traditional plans for full-time, part time, international and graduate students.