4 Hidden Boating Dangers Often Overlooked

If you own a boat, you’ve probably taken some steps to keep your passengers safe. Learning boating laws, stocking up on life jackets, and packing a first aid kit are all good steps to prepare for an emergency. Here are some avoidable hazards that you should also keep in mind as you enjoy the boating season.

1. Carbon Monoxide Exposure and Boats

Did you know that there is potential for carbon monoxide exposure on any boat that is equipped with an engine or a generator, including outboard engines? CO is a poisonous gas that is invisible and odorless, and it can be deadly. Some steps that you can take to avoid carbon monoxide exposure on boats include:

• Installing CO detectors in enclosed areas of your boat where people sleep or gather. Be sure they are marine grade CO detectors.
• Review your boat’s exhaust system for any leaks, and to be sure everything is properly connected
• Ensure that exhaust ports are free and clear
• Know the symptoms of CO poisoning, like headaches, drowsiness, dizziness, nausea, and blurred vision. Someone can be affected by CO poisoning and not exhibit all of the symptoms, so it is important to remain alert.
• Consider keeping your engine turned off when you are at dock or anchored.

2. Cold Water Shock

When your body is submerged in cold water, you may experience and involuntary, physiological response known as cold water shock. This can lead to gasping, changes in breathing, and can create a greater risk of drowning, even for seasoned swimmers. It typically occurs in the first three to five minutes of accidentally falling overboard.

Even if the air temperature feels comfortable, the water temperature may be dramatically different.

Know the water temperature before you head out in your boat, and always wear a U.S. Coast Guard approved life jacket. If the water temperature is too cold, consider heading out on another day.

3. Propeller Safety

Boat propeller blades are commonly made out of aluminum and stainless steel. Boat propeller strikes can cause severe injury, but can also be avoided by taking some basic steps.

Your boat’s engine should remain off and completely stopped when anyone is getting in and out of your boat, or swimming near your boat. Inform your passengers of where the propeller is located. Show your passengers where to sit when the boat is in motion, and never allow them to sit in an area where they may fall overboard.

Stay alert while boating for any swimmers, scuba divers, or people waterskiing. Know how to identify buoys, like the ones that mark swimming areas.

4. Boating in Rivers

Boating in a river is different from boating in a lake or ocean. Every river is different. Taking time to learn about the river and its specific hazards and geography before you start exploring in your boat is always a wise choice. Common hazards for boating on a river can include:

• Rocks, logs, and fallen branches that may be hard to see underwater
• Narrow Channels
• Strong currents and turbulence
• Varying water levels due to rain

Always check the conditions before you head out on a river, and choose the right type of boat for a river. Remember to pack a paddle or oar. If your motor stops, you do not want to be at the mercy of the current of the river.

Insurance for Your Boat

Depending on what state you live in, you may or may not legally be required to have boat insurance. However, if you finance your boat or are storing it at a marina, they may require proof of insurance. Policies vary, but typically boat insurance covers a number of situations and incidents, including:

• Collision
• Boat Accessories
• Fire
• Theft

To see what your boat insurance policy covers, you should carefully review it with your local insurance agent. At Cross Insurance, we work with over 100 different carriers, from national names to local companies. Whether you are looking to insure your pontoon boat, fishing boat, sailboat, or another type of watercraft, our team can help find options for you.

 

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This article is for general informational purposes only and is not to be relied upon or used for any particular purpose. Cross Insurance shall not be held responsible in any way for, and specifically disclaims any liability arising out of or in any way connected to, reliance on or use of any of the information contained in this article. The information contained or referenced in this article is not intended to constitute and should not be considered legal, insurance, accounting or other professional advice, nor shall it serve as a substitute for the recipient obtaining such advice. The views expressed in this article are that of its author and do not necessarily represent the views of Cross Financial Corp. and its subsidiaries and affiliates (“Cross Insurance”) or Cross Insurance’s management or shareholders.