Construction Insurance

Request a Quote for Construction Insurance Today

How much you will pay to insure your construction business is determined by a variety of factors, including but not limited to:

  • What type of construction business you have
  • How many employees you have
  • The location of your business
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By reaching out to us to request a quote, we can gather more detail to see what options are available for your business.

 

What Coverages Should Construction Companies Consider?

Types of insurance that construction companies should consider include, but are not limited to:

Is Your Construction Company Properly Insured?

A critical step to protecting your construction site is reviewing your insurance coverage. You don’t want to find out after an event that you did not have the coverage you thought you had. Regularly reviewing your coverage with a local agent is one way to measure whether or not your policies meet your needs.

What Construction Companies Need Insurance?

Construction equipment typically comes with a hefty price tag. Whether you own a construction company with heavy equipment like skid steers and backhoes, a landscaping business with mowers and trimmers, or another business in the construction industry, running a business is a serious investment that should be protected. Construction business that should consider insurance include, but are not limited to:

What are Some Common Risks for Construction Companies?

Even with safety equipment and training, there are still a number of risks when it comes to construction projects. Someone could break into a job site after hours and steal equipment. An employee running a piece of heavy machinery could damage the client’s property or could injure themselves or someone else.  

Representing Trusted Names

BOP for Contractors

A BOP, or business owner’s policy, typically bundles two common insurance coverages- general liability and commercial property. Usually these polices come with a cost savings compared to buying the coverages separately. Typically, it can help your business recover from events like thefts and fires.

Health Insurance for Construction Companies

Whether your construction company has never offered employee benefits or you are looking for a more comprehensive plan, we can work with our carriers to offer you health insurance plan options. If you are looking to offer vision and dental benefits for your employees, we would be happy to discuss options with you. We have partnerships with the nation’s leading carriers as well as regional insurers to offer a variety of plans. We’ve helped thousands of businesses throughout the Northeast provide benefits for their employees, and would be happy to work with your business.

Pollution and General Liability Insurance

Even with prevention measures in place, pollution is still possible. You should take note that pollution coverage is a common exclusion in most general liability policies. Oftentimes you can purchase a separate pollution liability policy.

What Information Do I Need to Get an Insurance Quote for a Construction Business?

When you are shopping for quotes for your construction company, it helps to be prepared. Below is a list of a few things to have ready, although your agent may need to gather more information and documents.

  • Name & Address(es) of your business
  • Type of Business (LLC, Corp, other)
  • Number of years in business
  • How many employees you have
  • Number of locations you have
  • Name of person who handles HR needs
  • Brief description of operations  

 Quote Your Construction Business 

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